Photo Credit

 

A woman holding a Bonsefi bank card that she uses at Diconsa stores. Diconsa, a Mexican government agency, manages a network of more than 22,000 community-owned stores, which sell food and other necessities in remote areas where some of the poorest Mexicans live. A pilot program was launched in 2008 to provide access to banking tools and deliver government cash benefits, primarily Oportunidades payments, through Diconsa stores. An estimated 5 million poor Mexican citizens, including 60 percent of rural families, collect Oportunidades payments. Providing access locally supports beneficiaries in remote areas that are often required to travel long distances to collect their cash payments. For many, it is a costly journey that lasts a full day.

©Bill & Melinda Gates Foundation/Barbara Kinney

A woman in a bank.

©Bill & Melinda Gates Foundation/Prashant Panjiar

Men in a banking unit.

©Bill & Melinda Gates Foundation/Frederic Courbet

Rural Mobile Banking Unit in Nkhoma, Malawi.

©Bill & Melinda Gates Foundation/Barbara Kinney

A men holding a cellphone.

©Bill & Melinda Gates Foundation/Prashant Panjiar

Selected by the community Amalia Taquexpan Molina (36) runs the local Diconsa store in Puebla, Mexico.  She assists Felipa Hernandez Perez (43) in obtaining her Oportunidades payments. Diconsa, a Mexican government agency, manages a network of more than 22,000 community-owned stores, which sell food and other necessities in remote areas where some of the poorest Mexicans live. A pilot program was launched in 2008 to provide access to banking tools and deliver government cash benefits, primarily Oportunidades payments, through Diconsa stores. An estimated 5 million poor Mexican citizens, including 60 percent of rural families, collect Oportunidades payments.

©Bill & Melinda Gates Foundation/David Evans

David Lafond, a motorcycle taxi driver, adds cash to his mobile banking account through agent Wilgenson Joseph at the Tati Net Cyber Cafe in downtown Port-au-Prince on January 7, 2011.  David uses this service to transport money to his family and friends, who receive a text and the money is instantly there, which is an improvement from having to send money via CamTransfer where you have to call the person to come pick it up.

©Bill & Melinda Gates Foundation/Sophia Paris

A man using a credit card reader.

©Bill & Melinda Gates Foundation/Barbara Kinney

Customer Reina Hernandez Vivanco does a cash transaction at the Diconsa store in La Palma, Puebla, Mexico. Ivan Ricano Hernandez (in green shirt) is the son of the store's owner, Camerino Ricano Castaneda. Diconsa, a Mexican government agency, manages a network of more than 22,000 community-owned stores, which sell food and other necessities in remote areas where some of the poorest Mexicans live. A pilot program was launched in 2008 to provide access to banking tools and deliver government cash benefits, primarily Oportunidades payments, through Diconsa stores. An estimated 5 million poor Mexican citizens, including 60 percent of rural families, collect Oportunidades payments. Providing access locally supports beneficiaries in remote areas that are often required to travel long distances to collect their cash payments. For many, it is a costly journey that lasts a full day.

©Bill & Melinda Gates Foundation/Barbara Kinney

Electrical Student, Jean Louis Thomas writes a text message to a friend downtown Port-Au-Prince, Haiti,  June 5, 2010.

©Bill & Melinda Gates Foundation/Natasha Fillion

Electrical Student, Jean Louis Thomas writes a text message to a friend downtown Port-Au-Prince, Haiti,  June 5, 2010.

©Bill & Melinda Gates Foundation/Natasha Fillion

A woman uses a credit card reader.

©Bill & Melinda Gates Foundation/David Evans

A man enters his finger for identification at a mobile banking vehicle in Michinji village, approximately 120km west of the capital Lilongwe, Malawi. May 22, 2008.

©Bill & Melinda Gates Foundation/Lionel Healing

A point of sale device pictured next to pesos and a Bonsefi bank transaction receipt at the Diconsa store in La Virgen, Puebla, Mexcio. Diconsa, a Mexican government agency, manages a network of more than 22,000 community-owned stores, which sell food and other necessities in remote areas where some of the poorest Mexicans live. A pilot program was launched in 2008 to provide access to banking tools and deliver government cash benefits, primarily Oportunidades payments, through Diconsa stores. An estimated 5 million poor Mexican citizens, including 60 percent of rural families, collect Oportunidades payments. Providing access locally supports beneficiaries in remote areas that are often required to travel long distances to collect their cash payments. For many, it is a costly journey that lasts a full day.

©Bill & Melinda Gates Foundation/Barbara Kinney

Nineteen year old high school student and street vendor, Ketteline Pierre text messages with friends from school in downtown Port-Au-Prince, Haiti,  June 5, 2010.

©Bill & Melinda Gates Foundation/Natasha Fillion

INDIA / NEW DELHI / 24 OCTOBER 2007Ra Kumari, a beneficiary of Basix financial services, conducts a transaction at her laundry shop in Seemapuri slum.Patty Stonesifer visited the Seemapuri slum to learn about Basix's financial services for the poor with a BMGF team comprising of Heidi Sinclair, Beth McManus, Todd Dennett, Lutz and Priya.Photograph by PRASHANT PANJIAR

©Bill & Melinda Gates Foundation/Prashant Panjiar

Yolanda Sanchez Arciniegas Sweeps.

Ford Foundation

Yolanda Sanchez Arciniegas smiles.

Ford Foundation

Yolanda Sanchez Arciniegas smiles.

Ford Foundation

Makereta Miramira sells tomatoes

UNCDP

Makereta Miramira and her youngest son

UNCDP

Makereta Miramira cooks

UNCDP

Women use credit card reader

UNCDF

Zambian Farmers sit on cotton bags

NetHope

Zambian Farmers in their farm.

NetHope

Banking unit with people.

UNCDF

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